Choose the product that fits your repayment reality. Requirements vary by product and assessment.
An overview of common products (final terms depend on assessment).
Unsecured short‑to‑medium term loan for verified staff of reputable employers, with a fixed monthly repayment schedule and flexible tenor up to 12 months.
Typical docs: employment ID, payslips, employer verification, ID, proof of residence, bank statement, guarantor.
Short‑term working capital for SMEs (3–6 months) with flexible collateral options (movable or guarantor‑backed), assessed on turnover and cash‑flow.
Typical docs: business registration/evidence of trade, bank statement/sales record, ID, business location proof.
Short‑term education support for parents/guardians covering fees and essentials, with repayment structured around school terms (1–4 months).
Typical docs: school admission/fee invoice, valid ID, bank statement (3–6 months), steady income evidence, guarantor.
Short‑tenor support for salaried workers before payday (15–30 days), typically disbursed within 24–48 hours after approval with automatic repayment from salary.
Typical docs: employment letter/staff ID, payslips, bank statement (3–6 months), valid ID, BVN and employer confirmation.
Indicative structure — exact pricing is confirmed after assessment.
Typically quoted as a flat monthly range on reducing balance (final rate varies).
Processing, management, and insurance may apply depending on product and amount.
Share your needs and we’ll guide you through the right documents and repayment structure.
